Exchange traded funds (ETFs) are a popular choice for investors (small and large) in Canada and across the globe for many reasons. They are similar to mutual funds, but trade like stocks. When you hear the expression “buy the index”, it refers to buying an ETF, which acts like the index it follows. ETFs can be a great way to access passively managed exposure to a particular index, but some can do more harm than good. As an investor, you will want to mitigate the various ETF risks by educating yourself and consulting a trusted advisor to come up with the best strategy for your lifestyle.

These days, an independent investor can manage his or her portfolio with a few clicks and be the master of his or her own financial destiny. Far from being marginal, nearly a quarter of Quebec investors now do independent investing


Anyone who has followed the economic headlines in recent years has heard plenty of concern being raised over Canada’s burgeoning debt-to-income ratio. For many, the figure is alarming, yet they don’t know what their own debt-to-income ratio actually is. But don’t worry if you find yourself in that majority, since even economists differ on what it really should be.

What is an investment fund, you might ask. An investment fund (or mutual fund) is an investment that pools your money with that of other investors to purchase a portfolio of individual securities. The fund units you own represent your share of the fund's investment portfolio.

Investments are often compared to purchasing a car: each model is good for certain people for different reasons. Also, in the world of investments, two vehicles in particular are currently attractive to investors: mutual funds and exchange traded funds (ETFs). In order to make an informed decision, here are the main differences between these two investment solutions.