There is no ‘one-size-fits-all’ solution in legacy planning, but these strategies can help ensure wealth is passed on seamlessly and efficiently. You’ve spent a lifetime working hard, building your wealth and advancing the goals you’ve set in your financial plan. Now what?

Impressive price gains in residential markets have received plenty of attention. But for high-net-worth investors, real estate can also provide valuable diversification. In recent years, real estate has become a hot topic of conversation at dinner parties and office lunchrooms across Canada. The dramatic increase in house prices in residential markets like Toronto and Vancouver has led to sizeable “paper gains” for many homeowners. As well, real estate has proven to be an effective part of the portfolio mix for many high-net-worth investors. But what is the best way to invest in real estate – and how much is too much in an overall portfolio?

Discussing issues of inheritance and net worth may feel uncomfortable, but planning ahead is essential to help the younger generation manage wealth successfully. While it is true that the millennial generation has come of age in a different world than their baby boomer parents, they face the same early lifestyle challenges that older generations faced: tough economies, challenging job prospects and hefty home prices.

When starting a new job, particularly a FIRST job, we always look forward to discovering just how much will be deposited in our account every two weeks. The only important number is the amount of the deposit…or is it?


What is an investment fund, you might ask. An investment fund (or mutual fund) is an investment that pools your money with that of other investors to purchase a portfolio of individual securities. The fund units you own represent your share of the fund's investment portfolio.

On one hand, people say that renting is money down the drain. On the other hand, property values are not increasing at the same pace as they used to...